Reinforced Autoclaved Aerated Concrete (RAAC), a defective lightweight concrete material, was used in public building structures around the UK, but the extent of its usage within commercial property is unknown. We walk through the effect it could have on building insurance policies.
Commercial Insurance

The threats cyber criminals pose to SMEs
Cyber-attack's can happen to any business, no matter the size. However, many business owners of SMEs may be forgiven for thinking that a cyber-attack is not an eventuality that they need to prepare for. In this article, we describe the cyber threats posed to SMEs and how to prepare your business, should the worst happen.

Do you know what to do in the event of a cyber attack?
As a business owner, this sobering statement raises a multitude of worries. How extensive is the hack? How long will our system be down? How will this affect our revenue? Will our customers lose confidence in our abilities? Can we absorb this loss?

A summary of the Spring Budget 2023
Jeremy Hunt, the chancellor, delivered today’s budget with the primary objective of demonstrating grip and momentum.

From Growth to Go Slow – Austerity 2.0
Despite promises of eye-watering tax increases and public sector cuts, the Chancellor's Autumn Statement feels more like a pivot to stability and reassurance, with a hint of a potential kick down the road.

Has inflation left your business underinsured?
UK inflation has hit a 40-year high and is expected to keep rising. This has seen average materials costs increase by at least 27% (Building Materials and Components Index, July 2022), which means that your business assets are likely to have a significantly higher replacement cost than they did several months ago.

2022 Spring Budget & Spending Review
We have pulled together a summary of the key policy announcements that were made in the 2022 Spring Budget and Spending Review

An interview with William Irwin, Managing Director at Aiken Insurances Limited
We caught up with William Irwin from Aiken Insurances Limited (AIL) to hear how the recent acquisition by NFP has added value to the Aiken business and clients.

2021 Autumn Budget & Spending Review
We have pulled together a summary of the key policy announcements that were made this afternoon in the 2021 Autumn Budget & Spending Review.