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Helping you find the right mortgage for you

From putting a roof over your head to bringing your family together to acting as a key investment vehicle, your home delivers value and safety in more ways than one.

Whether you’re a first time buyer, remortgaging or looking for a buy-to-let investment, choosing a mortgage is confusing. Our expert mortgage advisers are here to make the process of finding a solution as simple as possible. We will guide you through the whole process spending time to understand your priorities to make sure the right mortgage is found for you.

 

First time Buyers

Buying your first home is an exciting time and likely to involve some of the most important financial decisions you will ever make. However, with our help, the process doesn't have to be difficult.

We are here to:

  • Show you how to get a mortgage from start to finish, including what you need to tell us and the steps you will need to take
  • Work out how much you could borrow and what kind of deposit you will need
  • Arrange an Agreement in Principle (AiP)
  • Recommend the most suitable mortgage and protection
  • Support you throughout the whole process

 

Home Movers

Buying your first home was daunting, but you did it. Moving home with the added responsibility of selling your existing property is something else and can be stressful. If you are looking to move to the dream home or considering downsizing, understanding the choices available to you could determine whether it is possible or not.

We are here to:

  • Check affordability whilst ensuring you have sufficient funds to be able to move home.
  • Check your mortgage rate, as it may be possible to avoid early repayment charges by porting your existing mortgage.
  • Help co-ordinate your sale and purchase to ensure a seamless transaction.
  • Review your protection cover to ensure it is still providing you with the best suitable cover.

 

Re-mortgaging

Whether the fixed rate of your mortgage is coming to an end or you are looking for a better deal to save you money on your current mortgage, we can help. We are here to help you re-mortgage your existing property or properties to generate deposits for new property purchases, home extensions or allow you to pay off any unsecured debts.

We are here to:

  • Re-establish your priorities if your circumstances have changed
  • Review your mortgage term
  • Recommend the best mortgage and protection cover for your journey ahead
  • Save you both money and time

 

Buy to Let

Purchasing a buy-to-let property could be very profitable, but understanding your choices is important. You may need to purchase the property as a limited company rather than in an individual name. Before making any costly mistakes, getting full financial advice is imperative. Our experts can help you navigate strict exposure and lending limits in the buy-to-let market, allowing you to make an investment that offers a regular income.

We are here to:

  • Help establish the type of investor you wish to be, what market you want to buy into
  • Calculate your borrowing based on rental income from the potential property
  • Consider other costs such as arrangement fees, letting agent fees, gas safety certificates, energy assessments and rental voids

The choices you have when selecting a mortgage are complicated, and making the wrong choice could be costly. Our specialists will recommend appropriate solutions from across the whole of the market having access to thousands of rates, very often exclusive ensuring you are getting the best value for money.

Wherever you are in your property financing journey, we have the options and advice that can make a difference.

Get in touch

Work with mortgage experts who are here to help you every step of the way to achieving everything you need.

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