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Tailored insurance strategies for your science and technology business

Our specialist advisers understand the ever-shifting and emerging risks in the science and technology industries, and we know that as you innovate, push boundaries and unlock opportunities, your emerging risks grow ever more complex.

That’s why we help you protect your business with tailored, flexible, responsive insurance solutions, and we work with you, shoulder to shoulder, to truly understand your business and how to keep it safe.

Forward thinking science and technology insurance solutions

Our team of science and technology insurance experts will manage your risks and claims pro-actively, and use their vast experience to find the best insurance solutions for your business.

What kinds of science and technology businesses do we work with?

Our commercial insurance team has extensive experience in building tailored protection solutions for all types of science and technology organisations:

Artificial intelligence

Medical tech

ICT

Pharmaceuticals

Electronics

Which specialist insurances might you need if you operate in the science and technology sector?

Intellectual Property

Our experts can build you a policy to cover the legal costs to pursue or defend an IP claim.

Deterioration of stock

This type of cover can be arranged if there is a risk that goods, drugs or materials you use in your projects are impaired due to refrigeration malfunction or accidental damage.

Professional indemnity

We’ll ensure you’re covered if a client or customer makes a complaint because of problems with your work, including compensatory damages and any legal costs awarded against you.

Here for all your business insurance needs

When considering how to protect your business, it's important to think about the kind of work you do, and the potential risks you may face. However, there are some types of insurance cover that all types of businesses might need. NFP can help you implement a full package of protection for your business, your assets and your people.

We'll provide protection for your building and contents against damage from adverse events.

NFP can help you protect your profits if you are left unable to trade after an unexpected event like a break-in, fire, or failure in your supply-chain.

We’ll ensure you have access to specialist technical and data protection consultants to help you mitigate a cyber event, such as a hack or data breach, and protect your professional reputation.

We'll secure cover that helps mitigate the risks faced by you and your senior leaders, by providing legal advice, and covering defence and compensation costs relating to legal claims.

Employers’ liability insurance is there to protect you and your business – it covers you for legal liability for death or injury to your employees caused during the course of their employment.

Whether you need cover for a single business trip, or for an ongoing programme of travel, we can design a package that protects you and your people in the event of cancellations, accidents and medical emergencies, lost baggage, delays, and emergency evacuations.

We can help you to protect your business against loss of profits and keep you trading if an employee with crucial skills, knowledge, experience or leadership becomes seriously ill or passes away.

Legal expenses insurance covers the cost of defending a legal claim, such as employment disputes, compensation awards, property protection, bodily injury, tax protection, or a health and safety prosecution.

As motor fleet specialists, we have direct access to specific markets for both general and specialist fleet services.

We'll help to protect your business against the cost of personal injury or property damage claims made by your clients or members of the public.